Phone fraud is the most common type of fraud that is done by people as they can easily manipulate the people over the call. Such calls are on a rise mainly because the phones that are driven mainly by the Internet in the current era make it much easier for scammers to call someone illegally from any part of the world. There are various ways through which such fraudulent phone calls can be detected. The most obvious way to determine is when there is silence at the other end of the phone call. People who are trying to trick you or scam around often remain silent when they contact you as they are mainly trying to determine that whether it's actually a human they are trying to contact or not.
Many of the phone frauds are being done through an automated system. The person would enter your number in the automated system similar to the automated calls that one might receive at least once within a week. Such calls are designed in a way that they can gather not only your personal information but your account information as well. Make sure that you are not giving out your personal as well as financial information without verifying the actual person behind the call. It’s always better to make verifications before the information sharing element proceeds.
Criminals know the art of scraping, as much information as they can out of a single call, therefore, everyone should be smart enough to respond n a way that hardly gives them access to your information. If you receive a call from someone who is stating that they are calling from a bank in which you have an account then you should ask them to inform you about your current holdings or savings in the account. Such information might help you identify fraudulent calls easily. However, before you ask such questions make sure that you are aware of all the information beforehand so that of the person, on the other hand, gives our a wrong or an incorrect information you can easily identify it.
Hanging up and verifying is the most common and effective way of identifying such calls. Mostly companies or services that are approaching you are busy and have loads of work to finish off. They hardly wait if you hang up hence if you ask them to hang up. People who are fraudulent can wait for as long as you want them to but people who are busy and belong to actual companies often ask you to either call them back later or they will approach you again whenever they would have time. Hanging up also allows you to verify the information you have received over the call regarding the company or organization before you make a response that might damage you or affect your financial status.
Be as much vigilant as you can when it comes to receiving calls from unknown numbers. Avoiding calls is the best way of getting rid of unwanted calls but there are times when you have to pick unwanted calls especially when you are expecting a call from someone. Hence you should make it a point that no such information should be shared over the conversation that can be used against you in the future. Try to act smart, as people who are scamming around are smarter than you can ever imagine or try to be. Balance your smartness level with the ones over the phone and you are good to go.